Cashflow Clarity — Small Business Income & Expense Tracker

See where your business money is going without building a complicated finance system.

Cashflow Clarity is a simple spreadsheet for tracking income, expenses, budget targets, unpaid invoices and a tax reserve estimate in one place.

What’s inside

• Budget Tracker — compare planned spending with actual costs
• Income Tracker — log revenue by source and category
• Expense Tracker — record business costs by category and vendor
• Receivables Tracker — monitor unpaid invoices and overdue amounts
• Tax Reserve Sheet — calculate an illustrative reserve based on the rate you choose
• Dashboard — review income, expenses, cash flow, receivables and expense ratio at a glance

Made for

Freelancers, solo operators and small businesses that want a clearer view of day-to-day business money.

What you receive

1 editable XLSX spreadsheet. Open in Microsoft Excel or import into Google Sheets. This is a digital product; no physical item will be shipped.

Important: This is an organisational template, not financial, tax or accounting advice. Tax treatment and record-keeping requirements vary by location and circumstances.